Why Employers May Be Wary of Adding Crypto or Private Equity to 401(k)s

A federal proposal now allows adding crypto assets and private equity to 401(k) plans.

Employers fear being held responsible if losses occur.

The rule aims to protect employers from lawsuits.

But experts say it doesn't cover all risks.

Small businesses prefer to avoid volatile assets.

Cryptocurrency can lose value quickly.

The government promises more rules for employers.

401(k) plans are popular for long-term savings.